Best F&I for Dealerships

A joint venture between major captive lenders, connecting dealerships with thousands of finance sources and aftermarket providers.

DealerTrack, part of Cox Automotive since the $4 billion acquisition in 2015, is the industry-standard platform connecting over 40,000 dealerships with 1,500+ lenders through its F&I and DMS ecosystem. Originally publicly traded on NASDAQ (TRAK), DealerTrack generated $854M in revenue in 2014 before being acquired. The platform bridges online-to-in-store deal flows, handling everything from credit applications and compliance to registration, titling, and digital retailing. As part of Cox Automotive, DealerTrack integrates with vAuto (inventory), Xtime (service scheduling), Manheim (wholesale), Autotrader (listings), and Dealer.com (websites) — creating the largest connected dealership technology ecosystem in the industry.

AutoFi, founded in 2015 in San Francisco, is a digital automotive commerce and financing platform that powers billions in online transactions annually. Their platform spans digital retail (online vehicle shopping and deal building), showroom tools (in-store deal structuring), and enterprise solutions for OEMs, lenders, and marketplaces. AutoFi's Intelligent Lender Routing system and RealPayments pricing give customers accurate financing options — not estimates — by connecting directly to lender APIs. OEM programs include Acura, Audi, BMW, Ford, GM, Honda, and Hyundai.

Reynolds & Reynolds offers the ERA-IGNITE DMS, a comprehensive retail management system designed for complete dealership control and compliance.

A PTC technology, ServiceMax provides comprehensive field service management solutions that can be adapted for large-scale fixed ops efficiency.